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Mzima Springs Sacco History

About fifteen employees of Strathmore School registered Mzima Springs SACCO in 1983. When it was registered, it was meant to only serve the subordinate staff. As Strathmore School expanded, more and more members joined in and by 1990 all employees of the School were eligible to join the SACCO.

The section of the college was moved over to Madaraka estate in 1992 and this threatened the continuity of the SACCO. However it was agreed rather than register a new SACCO, the current members of the college will continue being members of Mzima Springs with an appropriate management structure put in place to serve the interest of both groups.

This agreement was vital as it led to the formation of the SACCO serving the Strathmore fraternity. This was because any person employed by any of the Strathmore institutions is eligible to be a member of the SACCO. Some of these institutions include Kianda School, El molo, Kibondeni,Tigoni among others.

Current Position

Currently as a result of expansion of the institutions membership the SACCO is made up 40 institutions. Some of them are listed below:

  • Strathmore University.
  • Strathmore School.
  • Kianda School.
  • Kibondeni College.
  • El molo Residence.
  • Satima
  • Kivulini Residence

As at 31 December 2015, the total members are approximately 600

Total Deposits on the same date amount to Ksh. 103 Million and Loans issued of Ksh. 111 Million.


To be an organized, well managed and competitive source of development for the better of Mzima Springs SACCO members.


To provide leadership in lending and promote wise borrowing to Mzima membership in collaboration with employer centres.

Our Values

Mzima Springs Sacco is driven by strong shared values, which include:

  • Integrity:  We value truthfulness, fairness, honesty and transparency in our internal and external relationships, communication and transactions.
  • Excellence: We value professionalism and timeliness, and seek credibility in all we do.
  • Collaboration: We value the collective input and wisdom of our membership which emerge when as individuals we work as a team and other stakeholders.
  • Innovation: We value and support innovation particularly ICT-driven initiatives which will facilitate organizational efficiency and service delivery.

Our Core Principles

  • Genuine representation of members’ needs without regard to their status in our different employer centres.
  • Gender mainstreaming in all activities
  • Active participation and involvement of members and all other stakeholders
  • The achievement of interventions by maintaining credibility, fairness, reliability, integrity, accountability and transparency in all operations.
  • Prudent financial management and adherence to lending policies of Mzima.
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